However, repairs can range from accessibility improvements to plumbing and heating improvements. With a cash-out refinance mortgage, you actually substitute your existing mortgage with a higher loan quantity. Choosing one or the other will depend upon how you wish to benefit from tax deductions, and how you want to weigh closing prices vs interest rates. The Weatherization Assistance Program is designed to assist low-income owners (or long-term renters) revamp their homes to be more energy-efficient and higher weatherized towards the weather. The program is the largest of its type in America and is run by the Department of Energy . …